i-Enterprise Premise Financing (i-EPF)


i-EPF is a financing package to part finance the purchase or re-finance premises such as factory, shop-office or shop-lot in commercial complexes whether completed or under construction. The package is bundled together with working capital to support business operations and / or additional fund

  • To purchase or refinance your business premises
  • To secure extra working capital for business stability and growth
Financing type
Financing rate
  • Fixed asset: BFR + 0.5% per annum
  • Working capital: BFR + 1.0% per annum
Financing tenure
  • Fixed asset: Up to 30 years
  • Working capital: Up to 10 years
Financing amount (max)

150% of the Market Value (MV) of the property

Purpose of Financing
Working Capital
Eligibility criteria
  • Sole-proprietor and Partnership
  • A Private Limited Companies and within the National definition of SME as defined by Bank Negara Malaysia
  • Fulfilled other eligibility criteria set by SME Bank
Application procedure

Applicants can submit complete financing application directly to SME Bank through their branch networks nationwide. For further enquiries & free consultation or details on i-EPF program, please contact Customer Service Centre via the toll free number 1 800 88 3131 or visit www.smebank.com.my

For further information

Small Medium Enterprise
Development Bank Malaysia Berhad
Menara SME Bank
Jalan Sultan Ismail
50250 Kuala Lumpur
Tel: 1800-88-3131