A financing scheme that offers Clean Overdraft and Term Loan. This smart scheme will assist SMEs who are unable to obtain working capital to grow their business due to insufficient collateral and lack of track record.
BLR + 0% p.a. (BLR is as per individual Financier’s rate at the point of time)
Up to 5 years
Financing amount (max)
From RM 50,000 to RM 500,000
- Secured: 0.50% to 3.60% p.a.
- Unsecured: 0.75% to 5.75% p.a.
Type of facility
Term loan & Overdraft
Purpose of Financing
- Malaysian-controlled or Malaysian-owned (at least 51% shareholding) company
- Meet National SME Development Council’s (NSDC) SME definition as stated in www.cgc.com.my
- Key person aged more than 25 years and less than 65 years at the point of application
- Min 1 year in operation
- Key person must have at least 3 years’ experience in similar industry inclusive of the current business.
Application form is available at All CGC’s branches; or CGC website.
For further information
Client Service Centre
Credit Guarantee Corporation Malaysia Berhad (12441-M)