Syarikat Bumiputera Berprestasi Tinggi (TERAS)


TERAS, which was launched on 20 July 2011, aimed at identifying high potential Bumiputera companies and help these companies increase their capacities by providing more business opportunities based on merits

  • To develop high performing Bumiputera companies
  • To identify high potential Bumiputera companies and to help them achieve a step change in their business through merit based access to opportunities
  • Assist to grow and have the potential to become regional players
  • Make a significant contribution to national GDP by 2020
Financing type
Financing rate

Determined by Participating Financial Institutions (PFIs)

Financing tenure

Determined by PFIs

Financing amount (max)
  • Determined by PFIs
Purpose of Financing
Working Capital
Eligibility criteria
  • Established Bumiputera company with good financial track record
    • Minimum revenue generated RM10 million per annum (latest 3 consecutive years)
    • Profit after tax recorded (latest 3 consecutive years)
  • Bumiputera equity in the company is at least 60%
  • Must not be a subsidiary of a GLC / MNC (associate companies are eligible)
  • SCORE rating of 3 star and above by SME Corp, MDEC, CIDB (or other certifying bodies)
  • CEO / MD must be Bumiputera
  • Majority of the management team is Bumiputera
  • Core business should preferably be in the NKEA sectors
  • Good credit rating
Application procedure
  • Applications can be made directly to TERAJU HQ or the relevant TERAJU@Corridor satellite offices.
  • Required documents:
    • Corporate Information by Suruhanjaya Syarikat Malaysia (SSM)
    • Company’s Audited Financial Statements (latest consecutive 3 years)
    • Form 49, Form 24, Form 9
    • Bumiputera Status registration with the Ministry of Finance
    • SME Competitiveness Rating for Enhancement (SCORE) rating by SME Corporation/CIDB
    • Company's business plan (3 years), company's profile and other certificates / recognitions / awards
  • Preliminary assessment, evaluation and recommendation would be conducted by the TERAS Secretariat situated at TERAJU HQ or at each Corridor economic region
  • Endorsed applicants by TERAJU HQ and Corridors will be tabled to the TERAJU Strategic Committee at a meeting which is held once every quarter of the year for final approval.
  • TERAJU HQ will issue offer letter to successful applicants together with the terms and conditions.
  • Only applicants that meet the eligibility criteria and submitted with all the required documents will be processed.
For further information

Norhafizah Kamarudin,
Unit TeraS,
Tel: 03-7839 8000


Noramizah Musa,
Senior Executive,
Unit TeraS,
Tel: 03-7839 8000


Unit Peneraju Agenda Bumiputera (TERAJU)
Tingkat 5, Menara Surian
No. 1, Jalan PJU 7/3
Mutiara Damansara
47810 Petaling Jaya Selangor Darul Ehsan