BNM's Funds for SMEs
Objectives
To enhance access to financing at reasonable cost for SMEs in all economic sectors
Financing type
LoanFinancing rate
Up to 8% per annum
Financing tenure
Up to 5 years
Financing amount (max)
RM 5.0 Million
Purpose of Financing
Eligibility criteria
SMEs including Bumiputera enterprises that fulfill the following criteria:
- Registered with the Companies Commission of Malaysia (SSM), authorities/district offices in Sabah and Sarawak or statutory bodies for professional service providers;
- Shareholders’ funds not exceeding RM5 million;
- Shareholding by Public Listed Companies and Government Linked Companies (if any) shall not exceed 20%; and
- Malaysians residing in Malaysia hold a minimum of 51% shareholding in the SMEs.
Application procedure
Application must be submitted through any participating financial institutions (PFIs) and approval will be subjected to the normal credit assessment of the PFI.
For further information
Development Finance and Enterprise Department
Bank Negara Malaysia (BNM)
Jalan Dato’ Onn
50480 Kuala Lumpur
Tel: 03-2691 3764
Email: bnmtelelink@bnm.gov.my